Many
states will pay your mortgage in times of dire financial need. For
example, Pennsylvania has a law allowing financial assistance to people in
danger of losing their homes to foreclosure as a result of a legitimate
temporary hardship that is no fault of their own who have "a
reasonable prospect" of resuming payments within a set time.
Any reputable housing counseling agency can tell you if this program
exists in your area. To find an agency near you, call:
U.S.
Department of Housing and Urban Development's Housing Counseling and
Referral Line:
(800) 569-4287
www.hud.gov/hsgcoun.html
Or
contact:
Housing
Counseling Clearinghouse
P.O. Box 10423
McLean, VA 22102
(800) 217-6970